1. Acceptance of Terms

By accessing and using Settlement Officers ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Settlement Officers is a platform that connects consumers with tax resolution professionals. We provide a directory of settlement officers, allow users to read and write reviews, and facilitate communication between consumers and tax professionals. We do not provide tax resolution services directly.

3. User Accounts

Account Creation

To access certain features of our Service, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your password
• Accept responsibility for all activities under your account

Account Termination

We reserve the right to terminate or suspend your account at any time for violations of these Terms of Service or for any other reason at our sole discretion.

4. User Content and Reviews

Review Guidelines

When submitting reviews, you agree to:

• Provide honest and accurate information based on your personal experience
• Not submit false, misleading, or defamatory content
• Not include personal information of others without consent
• Not use offensive, discriminatory, or inappropriate language
• Not submit reviews for compensation or as part of a coordinated effort

Content Ownership

You retain ownership of the content you submit, but you grant us a non-exclusive, royalty-free, perpetual license to use, display, and distribute your content on our platform.

5. Prohibited Uses

You may not use our Service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape

6. Professional Profiles

Profile Claims

Tax professionals may claim their profiles on our platform. By claiming a profile, you represent that:

• You are authorized to act on behalf of the professional or business
• All information provided is accurate and up-to-date
• You have the necessary licenses and credentials to practice
• You will maintain professional standards in all interactions

Profile Verification

We may require verification of professional credentials before activating claimed profiles. Providing false information during the verification process may result in permanent suspension from our platform.

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Settlement Officers and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

8. Disclaimer of Warranties

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company excludes all representations, warranties, conditions and terms whether express or implied, statutory or otherwise. We do not guarantee the accuracy, completeness, or usefulness of any information on our Service.

9. Limitation of Liability

In no event shall Settlement Officers, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Settlement Officers and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

11. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the State of New York, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: